About Elias Mortgage – Meet Adam Elias

One Broker.

Two Hats.

A Whole Lot of Experience.

At Elias Mortgage, you're not just working with a broker-you're working with someone who's seen thousands of closings from both sides of the table. Since 2017, Adam Elias has served as a real estate attorney for more than 2,000 property transactions across Middlesex County and beyond. In 2020, he became a licensed mortgage broker to give clients something rare: smart lending solutions and legal insight from the same professional. For clients who need full legal representation in real estate or estate planning, Adam also leads Elias Counsel LLC, our dedicated law practice.



Whether you’re applying for your first mortgage, refinancing an investment property, or exploring business financing, we’re here to make the process more efficient, more human, and a lot less overwhelming.


From Jamesburg to East Brunswick, Old Bridge to the heart of Monroe Township—we’re your local, legally-minded mortgage resource.

From Law Firm to Loan Desk: Why This Combo Works

Adam Elias | New Jersey Real Estate Attorney & Mortgage Broker

Most brokers help you fill out forms. Adam helps you understand the full picture. After years of guiding buyers and sellers through real estate closings as a practicing attorney, Adam saw just how confusing the mortgage process can be—especially for everyday people. So he decided to bridge the gap.



He launched Elias Mortgage with one goal: to help clients secure better loans, close with fewer surprises, and walk away feeling informed—not steamrolled.

And yes—he still answers his own phone.


Looking for legal services?

VISIT ADAM'S REAL ESTATE LAW PRACTICE

The Mission: Clarity Over Confusion. Real Help Over Hype.

Let’s be honest—mortgages aren’t known for being fun. But that doesn’t mean the process has to be stiff or intimidating.


At Elias Mortgage, our mission is simple:

To help real people get real loans—without jargon, gimmicks, or pressure.


Here’s what we bring to every conversation:

Transparency

You’ll always know what’s happening, why it matters, and what your options are.

Personable Service

We’ll explain the numbers, laugh when it’s needed, and never make you feel silly for asking questions.

Right-Fit Lending

We don’t push one-size-fits-all solutions. We match you with the program that works for you.

Experience You Can Count On

You don’t need to guess if we know what we’re doing. Here’s the short list:

  • 2,000+ real estate closings as a New Jersey attorney
  • Licensed mortgage broker since 2020
  • Dozens of wholesale lender relationships across the region
  • Known throughout Middlesex County for friendly, responsive service
  • Comfortable with complex financial profiles (self-employed borrowers, asset-based approvals, DSCR loans, and more)

Why Work With a Mortgage Broker—Especially This One

Not all brokers are created equal. And not all mortgage situations are simple.



At Elias Mortgage, you get:

  • Access to 30+ Lenders

    We’ll find the right fit for your goals, credit, and timeline.

  • Help for Non-Traditional Borrowers

    Lower credit score? Self-employed? We’ve got solutions.

  • End-to-End Perspective

    We’ve seen the mortgage world from the legal side and the broker side. That helps us solve problems early—before they delay your closing.

  • One Point of Contact

    No call centers. Just Adam and the team, guiding you through from start to finish.

Two overlapping speech bubbles, one with a question mark inside.

FAQ Quick Hits

  • Is a mortgage broker better than a bank?

    It depends—but a broker gives you options. We’re not tied to one lender, so we can shop rates and terms that suit you best.

  • What if I’ve been turned down before?

    We work with clients who don’t always qualify through traditional channels—including those with self-employment income, non-W2 earnings, or unique credit situations.

  • Can you help with both residential and commercial loans?

    Absolutely. We handle both with the same transparency and tailored guidance.

Proudly Local, Deeply Rooted

Elias Mortgage is based in Monroe Township, NJ—just off Prospect Plains Road—and we proudly serve families, homeowners, and business owners across Middlesex County and Central Jersey.



From helping first-time buyers in Jamesburg to supporting real estate investors in East Brunswick, we understand the local landscape and what makes this market tick.


We’re not here to pitch loans from a distance. We’re here, in your backyard, ready to help you make confident decisions.

Let’s Get You Moving

Let’s Make a Plan That Works for You

Ready to explore your mortgage options with someone who actually listens? Let’s talk.