Plan with Purpose.

Borrow with Confidence.

Welcome to elias Mortgage

Welcome to Elias Mortgage

Your Attorney & Mortgage Broker in Middlesex County

Helping Middlesex County Buy, Build, & Refinance With Confidence

Whether you're buying your first home, refinancing an investment property, or exploring commercial financing—we're here to make it simple. Elias Mortgage offers a unique advantage: mortgage guidance from a licensed broker and practicing real estate attorney. That means fewer surprises, better solutions, and a smoother path to closing.

A smiling family of four sits on the porch steps of their home. The father looks toward his wife and son.
Row of townhouses in varying colors
Cluttered desk with a calculator, notepad, pen, keyboard, mouse, papers, sticky notes, and glasses.

Why Clients Trust Us to Get It Done Right

We know that shopping for a mortgage isn’t exactly how most people want to spend their free time. But getting the right loan shouldn’t be confusing—or stressful. We keep it down-to-earth, explain your options without pressure, and guide you from application to closing like a neighbor who actually knows the process inside and out.

Here’s what makes our approach different:

  • A Lawyer’s Eye on Every Loan

    With over 2,000 real estate transactions handled since 2017, Adam brings legal knowledge most mortgage brokers can’t. We don’t just push papers—we anticipate problems before they happen.

  • Access to 30+ Lenders, Not Just One

    As an independent mortgage broker, we match you with the best program for your goals, credit, and budget—including specialty loans for self-employed borrowers or investors.

  • Options for Everyday Buyers

    We work with first-time buyers, families with modest income, self-employed business owners, and investors. You don’t need a perfect credit score to get started.

  • Real People, Real Conversations

    No jargon. No inflated promises. Just real guidance from a local pro who knows the Central Jersey market.

Your Loan, Your Way

Explore our services to find what fits your life:

Icon of a house on a document, a chart, and a dollar bill, representing real estate finances.

Residential Mortgage Loans

From first-time homebuyer programs to FHA, VA, and conventional financing—we’ll help you understand what’s available and what makes sense for your goals.

Hand holding buildings with money, representing real estate investment.

Commercial Mortgage Options

Financing for mixed-use properties, office buildings, retail locations & more. We’ll walk you through SBA programs, private lending, and cash flow-based approvals.

Dollar sign within a circle with arrows around it, indicating a financial transaction.

Refinancing Solutions

Lower your rate, pull out equity, or streamline your current mortgage. Conventional and government options available—including FHA Streamline and VA IRRRL.

Meet the Broker Who Knows Both Sides of the Deal

You could hire a mortgage broker. Or a real estate attorney. Or you could call someone who happens to be both.

Hi—I’m Adam Elias. I’ve helped thousands of New Jersey buyers, sellers, and borrowers since 2017. When I opened Elias Mortgage, I knew I could bring something different to the table: a combination of financing flexibility and legal clarity that helps you avoid issues most folks don’t see coming.



If you’re tired of one-size-fits-all mortgage advice, you’re in the right place.

Two people in suits shaking hands over a document with keys and a pen on a table.

Proudly Serving Middlesex County & Central Jersey Communities

We're located in Monroe Township—just minutes from Jamesburg, East Brunswick, and Old Bridge—and we work with clients across Middlesex County and beyond.


Whether you’re applying for your first loan or exploring new investment opportunities, we’re here to help you move forward with confidence.

Here’s What Our Clients Are Saying

Opening quotation marks.

Adam Elias is wonderful to work with. He is extremely responsive, works quickly, and ensures everything is taken care of accurately.


- Genevieve B -

Let’s Get You Moving

Start Your Application Today

Our office is located at 168 Prospect Plains Road in Monroe Township, NJ—right in the heart of Central Jersey and convenient to Jamesburg, East Brunswick, Old Bridge, and surrounding areas. Prefer to apply from home? Our secure online application makes it easy. Virtual consultations are also available.